Settlement

Multi-Rail Settlement

ECB reference-rate benchmarking, automated multi-rail routing, all on chain.

Overview

The Settlement module turns DDD into a routing brain: it picks the right rail for every payment, benchmarks against the ECB reference rate, and proves finality on chain. Fiat only, licensed rails only.

Rails

Multi-rail

SEPA, SWIFT, and on-chain settlement composed into one routing decision per transaction.

Benchmark

ECB reference

Every conversion and cross-border leg is priced against the live ECB reference rate — no spread games.

Capabilities

Automatic rail selection by cost, speed, and jurisdiction.
Netting engine that collapses intraday flows before settlement.
On-chain attestation of each settled leg (reference 2279).
Per-desk liquidity and margin monitoring in real time.
Complete, exportable settlement report for regulators.

How it works

An instruction enters with amount, currency, and counterparty.
DDD scores available rails and selects the optimal route.
The leg is benchmarked to the ECB reference rate at execution.
Settlement is written on chain and reconciled to the ledger.

Compliance posture

No proprietary price-making, no client custody. Settlement is executed only through licensed institution APIs and recorded immutably for AML and audit review.

Scope this with us

Every DirvenBank deployment is configured to your jurisdiction and treasury. Email info@dirvenbank.com for a scoping call.